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Jay has more than 30 years of experience as a tax attorney specializing in employee benefits.  Prior to joining World, Jay was a Sr. VP and Senior ERISA Attorney with Lockton was previously the national practice leader for the legal and research team at WT.W

Jay served as a Peace Corps volunteer and business consultant from 1979 to 1982. 

He has an LL.M.  in taxation from New York University School of Law, J.D. with distinction from the University of Arizona College of Law and a BSBA from Washington University in St. Louis.  Jay is the former Chair of the American Benefits Council, an adjunct professor of employee benefits in the LL.M. program at Washington University School of Law.

Rob Harkins leads the Willis initiative for private exchanges, which focuses on a Defined Contribution approach and emphasizes cost control through a total population health management strategy. Harkins has over 30 years of experience at medical carriers, including UnitedHealthcare, Coventry and Prudential. Most recently, he was Vice President of Sales for Extend Health, the nation’s largest private exchange.

John A. Rubino, SHRM-SCP, CCP, CBP, GRP, WLCP, is founder and president of Rubino Consulting Services, a global human resources consulting company based in Pound Ridge, New York. His areas of expertise cover all areas of Human Resources program design. An internationally acclaimed speaker for SHRM and WorldatWork, John is the author of numerous human resources articles, and is frequently quoted in professional publications. He holds BA and MBA degrees, as well as a lifetime Achievement Award from WorldatWork. John works with a wide variety of organizations and his consulting practice takes him all around the world; in fact, he has visited one hundred and nine countries!

Ben Sommers is the Vice President, North America Business Development at Fitbit, a company that designs products and experiences to empower and inspire people to live healthier, more active lives.  Ben works primarily with employers and organizations of all sizes, including Fitbit’s wellness and health plan partners, to enable organizations to lead more engaging and effective wellness programs with world-class technologies and services.  Prior to Fitbit, Ben served as Regional Vice President, Western U.S., for Castlight Health, a healthcare IT company that built the first personalized platform to enable employers to understand and manage their healthcare investments while helping employees make the best possible healthcare decisions.  Before joining Castlight, Ben served as the Vice President of Sales & Marketing at Future Point Systems, a software company focused on business and government analytics.  Ben also managed a Western U.S. territory at IBM, working across all of IBM’s solution areas and focusing on healthcare IT and software clients.  Previous to IBM, Ben has held key finance and investment positions at Windspeed Ventures, a venture capital firm, and at Robertson Stephens, a technology-focused investment bank.  Ben earned his MBA from the University of California Berkeley, Haas School of Business, and received his BA in Economics from Harvard University.