Karen Pollitz is a senior fellow at the Henry J. Kaiser Family Foundation where she directs and sponsors research related to consumer protections and transparency in private health insurance.

Prior to joining the Kaiser Family Foundation staff, Ms. Pollitz served as director of the Office of Consumer Support, Center for Consumer Information and Insurance Oversight (CCIIO) at the U.S. Department of Health and Human Services. The new agency was created weeks after enactment of the Affordable Care Act to implement provisions affecting private health insurance. There, Ms. Pollitz directed the launch of initiatives including a network of state consumer assistance programs and a new consumer health insurance information web site, www.healthcare.gov.

From 1997 to 2010, she was a research professor at the Health Policy Institute at Georgetown University in Washington, D.C. Her research focused on the regulation of private health insurance plans and markets, managed care consumer protections, and access to affordable health insurance. She was also an adjunct professor in Georgetown's Graduate Public Policy School.

Prior to joining the Institute faculty, Ms. Pollitz served as deputy assistant secretary for Health Legislation at the U.S. Department of Health and Human Services from 1993 to 1997. In this capacity she was the Secretary's legislative liaison on all federal health care issues, including national health care reform, Medicare, Medicaid, and U.S. Public Health Service agencies and programs.

From 1984 to 1991, Ms. Pollitz worked as a health policy advisor to members of Congress. She was legislative assistant to Senator John D. Rockefeller IV (D-WV), Congressman Sander Levin (D-MI), and the Subcommittee on Compensation and Employee Benefits of the House Post Office and Civil Service.

Morgan L. Hembree, Psy.D., MBA, BCB graduated from the University of Mary Washington with a B.S. in Psychology and a B.A. in Philosophy in 2009. She knew from an early age that she wanted to study human behavior, and fell in love with the analysis and exploration of philosophy during college. She spent her summers doing Applied Behavior Analysis with children and teens on the Autism spectrum, which helped her gain confidence in her decision to pursue a graduate degree in psychology.

Morgan began her graduate studies at the Institute for Graduate Clinical Psychology at Widener University in the fall of 2009. Though her interest was initially in clinical applications of psychological theory, she very quickly fell in love with the field of Industrial and Organizational Psychology. During her second year of graduate school she began pursuing her Master of Business Administration degree simultaneously, and began the process of integrating her understanding of human behavior with her new knowledge of managerial strategy. In addition to her clinical rotations, Morgan completed a practicum with Organizational Development Services, where she conducted individual assessments, led workshops, and engaged undergraduate leaders in leadership development.

After completing her dissertation, “The Mindful Leader: The Interaction of Mindfulness and Attachment in Predicting Transformational Leadership Ratings,” Morgan graduated with her Doctorate in Clinical Psychology and Master of Business Administration degrees, as well as her Board Certification in Biofeedback, in May of 2014. She hopes to continue to expand her understanding of leadership and management strategy, as well as to explore the utilization of both Mindfulness and Biofeedback techniques in coaching.

Currently, Morgan is working as a Leadership Consultant for Integrated Leadership Systems (ILS) in Columbus, Ohio. Here she assists employees at varying levels of organizations in industries such as health care, energy, law, and construction in optimizing their leadership potential. Morgan provides executive coaching, which incorporates a detailed 360 assessment